So you got yourself a plane ticket, you booked a hotel room and a tour and you are ready to go on your international trip. Right? Well, for the most part. But did you think about how you are going to pay for meals, entertainment, etc. while you are abroad? Most of us have a credit card or a debit card, so we assume that we are all set go. After all, it will work overseas. While that is correct, it is also true that you can end up with hundreds of dollars in International credit card fees. Most regular credit cards will charge you a fee 1%-5% of your purchase price each time you swipe the card. In order to avoid that, I recommend that you apply for a credit card that has no international fees. These types of credit cards are an excellent way to pay overseas without the added expense of transaction fees and when you return back home, you can use them just like any other credit card. In the process you can also earn rewards. Many travel credit cards are available with no annual fees, low interest rates and a number of different rewards so do some research before you apply for one. Make sure you apply early enough, so you can receive your card before your departure date. Another benefit to having an international travel credit card, is that most of them come with fraud protection, so if you loose your card or it is compromised, the credit card company will refund you the amount of the fraudulent charges. Not only that, but many will send you a new card within 24 hours.
